The AFS Experience – Corporate

Amper Financial Services is a professional services organization that provides a value-added, full-service solution to meet the corporate benefits needs of our clients.  Our services include innovative strategies to help maximize benefits while containing costs in retirement plans as well as medical and all group insurance needs.  We provide unbiased guidance and the flexibility to offer a wide portfolio of financial institutions, insurance companies and vendor partners along with quality service and the convenience of a single service provider.
 
Amper is passionate about helping corporations create an actionable strategy that provides superior benefits to grow.  Our talented professional teams identify, design, review and implement plans that provide meet and exceed our clients’ goals.  The power of our vision enables us to provide optimal plans, create unique programs, and deliver superior education to employees while making sure that our corporate clients remain in compliance with all the varying rules and regulations. We accomplish this by providing a unique blend of knowledge, experience, professionalism and friendship - in a word, our staff, our assets.
 
As a team of individual specialists, we offer the same level of knowledge and expertise as larger consulting firms, but on a more personal level, with a dedicated point of contact and a competitive fee structure. This allows us to provide the full range of services without the added cost of multiple layers of management you might find elsewhere. Once your benefit plans are in place, participants have access to exceptional customer service and innovative technology that serves as an organizational tool to understand their plan and progress made. We stand out for continually seeking to improve our client’s plans and communication of new programs to employees and executives.

Our team realizes that everyone operates under different circumstances, restraints and requirements; therefore we provide the following services to best serve you and your member companies:

 

Medical Insurance
Fully Insured
PPO/POS/HMO
HAS or HRA
Self Funded
Partially Self Funded
Stop-Loss Insurance
Specific Stop-Loss
Aggregate Stop-Loss
Retro Funded
Administrative Services
Minimum Premium
Utilization Review

Dental Insurance
Self-Insured
Fully Insured
HMO and PPO Networks

Prescription Drug Plans
Prescription Drug Cards
Mail-Order Pharmacy Service
Utilization Review

Retirement Plans
Defined Contribution
Defined Benefit
Cash-Balance
Tax-Deferred Annuity - 403(b)

Business Planning
Buy/Sell Planning
Key Person Planning
Executive Benefit Planning
Life Insurance
Basic Term
Accidental Death
and Dismemberment
Business Travel
Split Dollar
Whole Life
Universal Life
Many other specialty products
as well


Disability
Salary Continuation Plans
Short-Term Disability
Workmen's Compensation
Long-Term Disability
Executive Disability Plans
Core Buy-Up Plans

Voluntary Programs
Term Life Insurance/AD&D
Short-Term Disability
Long-Term Disability
Long-Term Care
Dental Insurance
Prepaid Legal

Flexible Spending Accounts
Medical Reimbursement Account
Dependent Care Reimbursement Account

COBRA/HIPAA Assistance

Whether the goal is to seek ways to lower cost while maintaining similar benefits or a need to provide corporate protection or incentives to key individuals, our clients know that coordination among the benefits is a must to accomplish their goal. When you work with Amper, you will know that these services are just one more part of Amper Financial’s offering; a completely independent, unbiased one-stop-shop, for all your corporate benefit and 401(k) needs.

        

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